:root {
    color-scheme: light;
    --font-main: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
    --radius-lg: 28px;
    --radius-md: 18px;
    --radius-sm: 12px;
    --shadow-soft: 0 18px 45px rgba(10, 36, 66, 0.08);
    --shadow-medium: 0 18px 60px rgba(10, 36, 66, 0.12);
    --container: 1180px;
    --transition: 220ms ease;
}

html[data-theme="reference"] {
    --bg-page: #f5f7fb;
    --bg-surface: #ffffff;
    --bg-surface-alt: #f3f5f9;
    --bg-navy: #072c45;
    --bg-banner: linear-gradient(135deg, #062138 0%, #0b4a68 45%, #c3d9e9 100%);
    --bg-hero-card: linear-gradient(145deg, rgba(255, 255, 255, 0.98), rgba(229, 240, 247, 0.9));
    --text-main: #09253f;
    --text-muted: #5e7081;
    --border: rgba(7, 44, 69, 0.11);
    --accent: #fb005d;
    --accent-soft: rgba(251, 0, 93, 0.12);
    --accent-secondary: #00b7ff;
    --success: #0da966;
    --warning: #d29a1e;
}

html[data-theme="aurora"] {
    color-scheme: dark;
    --bg-page: radial-gradient(circle at top left, rgba(0, 219, 222, 0.14), transparent 30%), radial-gradient(circle at top right, rgba(124, 92, 255, 0.16), transparent 30%), #07111f;
    --bg-surface: rgba(10, 20, 36, 0.82);
    --bg-surface-alt: rgba(17, 31, 54, 0.9);
    --bg-navy: rgba(4, 15, 30, 0.92);
    --bg-banner: linear-gradient(135deg, rgba(29, 45, 96, 0.95), rgba(27, 172, 170, 0.7), rgba(124, 92, 255, 0.78));
    --bg-hero-card: linear-gradient(145deg, rgba(8, 18, 30, 0.9), rgba(22, 39, 66, 0.88));
    --text-main: #eef6ff;
    --text-muted: #9db2c8;
    --border: rgba(255, 255, 255, 0.08);
    --accent: #7c5cff;
    --accent-soft: rgba(124, 92, 255, 0.16);
    --accent-secondary: #00d8c8;
    --success: #40d8a2;
    --warning: #ffcb67;
}

* {
    box-sizing: border-box;
}

body {
    margin: 0;
    min-height: 100vh;
    background: var(--bg-page);
    color: var(--text-main);
    font-family: var(--font-main);
    transition: background var(--transition), color var(--transition);
}

button,
input,
select,
textarea {
    font: inherit;
}

button {
    border: 0;
    background: none;
    cursor: pointer;
    color: inherit;
}

a {
    color: inherit;
    text-decoration: none;
}

.hidden {
    display: none !important;
}

.container {
    width: min(calc(100% - 32px), var(--container));
    margin: 0 auto;
}

.utility-bar {
    background: var(--bg-navy);
    color: #eff8ff;
    border-bottom: 1px solid rgba(255, 255, 255, 0.06);
}

.utility-inner,
.header-inner,
.secondary-nav-inner,
.footer-inner {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 18px;
}

.utility-inner {
    min-height: 38px;
}

.utility-links,
.utility-actions,
.primary-nav,
.header-ctas,
.footer-links {
    display: flex;
    align-items: center;
    gap: 14px;
}

.utility-links button,
.utility-links a,
.footer-links button {
    color: inherit;
    opacity: 0.9;
    font-size: 13px;
}

.theme-pill {
    display: inline-flex;
    align-items: center;
    gap: 10px;
    padding: 5px 10px;
    border-radius: 999px;
    background: rgba(255, 255, 255, 0.08);
    font-size: 12px;
}

.theme-toggle {
    position: relative;
    width: 58px;
    height: 30px;
    border-radius: 999px;
    background: rgba(255, 255, 255, 0.2);
    border: 1px solid rgba(255, 255, 255, 0.18);
    padding: 0;
}

.theme-toggle-thumb {
    position: absolute;
    inset: 3px auto 3px 3px;
    width: 22px;
    border-radius: 999px;
    background: #fff;
    box-shadow: 0 8px 22px rgba(0, 0, 0, 0.15);
    transition: transform var(--transition), background var(--transition);
}

html[data-theme="aurora"] .theme-toggle-thumb {
    transform: translateX(28px);
    background: linear-gradient(135deg, #00d8c8, #7c5cff);
}

.language-pill {
    padding: 7px 10px;
    border-radius: 999px;
    color: #eff8ff;
    border: 1px solid rgba(255, 255, 255, 0.1);
}

.main-header {
    position: sticky;
    top: 0;
    z-index: 20;
    backdrop-filter: blur(16px);
    background: color-mix(in srgb, var(--bg-surface) 94%, transparent);
    border-bottom: 1px solid var(--border);
}

.header-inner {
    min-height: 72px;
}

.brand {
    display: inline-flex;
    align-items: center;
    gap: 10px;
    padding: 0;
    font-size: 19px;
    font-weight: 800;
    letter-spacing: -0.03em;
}

.brand-mark {
    position: relative;
    width: 28px;
    height: 18px;
}

.brand-mark::before,
.brand-mark::after {
    content: "";
    position: absolute;
    inset: 0;
    border: 3px solid var(--accent);
    border-radius: 999px;
}

.brand-mark::before {
    transform: translateX(-6px);
}

.brand-mark::after {
    transform: translateX(6px);
}

.primary-nav {
    flex: 1;
    justify-content: center;
    flex-wrap: wrap;
}

.primary-nav button,
.secondary-nav button {
    font-size: 14px;
    color: var(--text-main);
    opacity: 0.86;
    padding: 6px 2px;
}

.header-user {
    display: flex;
    align-items: center;
    gap: 14px;
}

.icon-badge {
    position: relative;
    width: 40px;
    height: 40px;
    border-radius: 999px;
    background: var(--accent-soft);
    color: var(--accent);
    font-weight: 700;
}

.icon-badge span {
    position: absolute;
    top: -6px;
    right: -3px;
    display: grid;
    place-items: center;
    min-width: 24px;
    height: 24px;
    padding: 0 5px;
    border-radius: 999px;
    background: var(--accent);
    color: #fff;
    font-size: 11px;
}

.user-chip {
    display: inline-flex;
    align-items: center;
    gap: 10px;
    padding: 8px 14px 8px 8px;
    border-radius: 999px;
    border: 1px solid var(--border);
    background: var(--bg-surface);
}

.avatar-circle {
    display: grid;
    place-items: center;
    width: 34px;
    height: 34px;
    border-radius: 999px;
    background: linear-gradient(135deg, var(--accent), var(--accent-secondary));
    color: #fff;
    font-size: 12px;
    font-weight: 700;
}

.secondary-nav {
    border-top: 1px solid var(--border);
}

.secondary-nav-inner {
    min-height: 52px;
    justify-content: flex-start;
    gap: 28px;
    overflow-x: auto;
}

.secondary-nav button.active {
    color: var(--text-main);
    font-weight: 700;
    box-shadow: inset 0 -3px 0 0 var(--accent);
}

.btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 10px;
    min-height: 46px;
    padding: 0 18px;
    border-radius: 14px;
    border: 1px solid transparent;
    font-weight: 700;
    transition: transform var(--transition), box-shadow var(--transition), background var(--transition), border-color var(--transition), color var(--transition);
    max-width: 100%;
    min-width: 0;
    white-space: nowrap;
    overflow: hidden;
    text-overflow: ellipsis;
}

.btn:hover {
    transform: translateY(-1px);
}

.btn-primary {
    background: var(--accent);
    color: #fff;
    box-shadow: 0 16px 30px rgba(251, 0, 93, 0.18);
}

.btn-secondary {
    background: var(--bg-surface);
    border-color: var(--border);
    color: var(--text-main);
}

.btn-tertiary,
.btn-ghost {
    background: transparent;
    border-color: var(--border);
    color: var(--text-main);
}

.btn-block {
    width: 100%;
}

.regulatory-strip {
    display: grid;
    grid-template-columns: minmax(240px, 1.1fr) minmax(280px, 2fr);
    gap: 0;
    margin-top: 20px;
    background: var(--bg-surface);
    border: 1px solid var(--border);
    box-shadow: var(--shadow-soft);
}

.risk-box {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 24px;
    min-height: 84px;
    padding: 18px 22px;
    border-right: 1px solid var(--border);
    font-size: 13px;
}

.risk-box:last-child {
    border-right: 0;
}

.hero-section {
    padding: 36px 0 20px;
}

.hero-grid {
    display: grid;
    grid-template-columns: minmax(0, 1fr) minmax(360px, 0.82fr);
    gap: 34px;
    align-items: center;
}

.hero-kicker,
.section-eyebrow {
    margin: 0 0 14px;
    font-size: 13px;
    text-transform: uppercase;
    letter-spacing: 0.12em;
    color: var(--text-muted);
    font-weight: 700;
}

.hero-copy h1,
.section-heading h2,
.drawer h2 {
    margin: 0;
    font-size: clamp(36px, 5vw, 64px);
    line-height: 0.95;
    letter-spacing: -0.05em;
}

.section-heading h2,
.drawer h2 {
    font-size: clamp(28px, 4vw, 42px);
    line-height: 1.02;
}

.hero-description,
.drawer-copy,
.service-card p,
.journey-card p {
    margin: 18px 0 0;
    max-width: 620px;
    color: var(--text-muted);
    font-size: 18px;
    line-height: 1.6;
}

.hero-actions,
.drawer-actions,
.theme-preview {
    display: flex;
    flex-wrap: wrap;
    gap: 12px;
    margin-top: 28px;
}

.hero-dots {
    display: flex;
    gap: 10px;
    margin-top: 30px;
}

.hero-dots button {
    width: 12px;
    height: 12px;
    border-radius: 999px;
    background: color-mix(in srgb, var(--text-main) 18%, transparent);
}

.hero-dots button.active {
    width: 34px;
    background: var(--bg-navy);
}

.hero-spotlight {
    min-height: 430px;
    padding: 28px;
    border-radius: 34px;
    background: var(--bg-hero-card);
    border: 1px solid var(--border);
    box-shadow: var(--shadow-medium);
    display: flex;
    flex-direction: column;
    justify-content: flex-end;
    gap: 18px;
    position: relative;
    overflow: hidden;
}

.hero-spotlight::before,
.hero-spotlight::after {
    content: "";
    position: absolute;
    border-radius: 999px;
    filter: blur(20px);
}

.hero-spotlight::before {
    width: 240px;
    height: 240px;
    top: -60px;
    right: -30px;
    background: color-mix(in srgb, var(--accent) 25%, transparent);
}

.hero-spotlight::after {
    width: 180px;
    height: 180px;
    bottom: 18px;
    left: -30px;
    background: color-mix(in srgb, var(--accent-secondary) 25%, transparent);
}

.spotlight-badge {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    padding: 8px 12px;
    background: var(--bg-surface);
    border: 1px solid var(--border);
    border-radius: 999px;
    font-size: 13px;
    font-weight: 700;
    align-self: flex-start;
}

.spotlight-card {
    position: relative;
    z-index: 1;
    padding: 24px;
    border-radius: 24px;
    background: rgba(255, 255, 255, 0.55);
    backdrop-filter: blur(12px);
}

html[data-theme="aurora"] .spotlight-card {
    background: rgba(8, 18, 30, 0.6);
}

.spotlight-card h3 {
    margin: 0;
    font-size: 32px;
    line-height: 1;
}

.spotlight-card p {
    margin: 12px 0 0;
    color: var(--text-muted);
    line-height: 1.5;
}

.spotlight-metrics {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 14px;
}

.metric-box {
    padding: 16px;
    border-radius: 18px;
    background: rgba(255, 255, 255, 0.72);
    border: 1px solid var(--border);
}

html[data-theme="aurora"] .metric-box {
    background: rgba(255, 255, 255, 0.05);
}

.metric-box span {
    display: block;
    color: var(--text-muted);
    font-size: 13px;
}

.metric-box strong {
    display: block;
    margin-top: 6px;
    font-size: 22px;
}

.promo-grid,
.section-shell,
.onboarding-showcase,
.service-grid {
    padding: 24px 0 16px;
}

.promo-grid-inner,
.product-grid,
.service-grid {
    display: grid;
    gap: 20px;
}

.promo-grid-inner {
    grid-template-columns: repeat(4, minmax(0, 1fr));
}

.product-grid {
    grid-template-columns: repeat(3, minmax(0, 1fr));
    margin-top: 24px;
}

.service-grid {
    grid-template-columns: repeat(3, minmax(0, 1fr));
    padding-bottom: 54px;
}

.glass-card,
.promo-card,
.product-card,
.journey-card,
.journey-step,
.portal-card,
.service-card,
.movement-row,
.list-card {
    background: var(--bg-surface);
    border: 1px solid var(--border);
    border-radius: 26px;
    box-shadow: var(--shadow-soft);
}

html[data-theme="aurora"] .glass-card,
html[data-theme="aurora"] .promo-card,
html[data-theme="aurora"] .product-card,
html[data-theme="aurora"] .journey-card,
html[data-theme="aurora"] .journey-step,
html[data-theme="aurora"] .portal-card,
html[data-theme="aurora"] .service-card,
html[data-theme="aurora"] .movement-row,
html[data-theme="aurora"] .list-card {
    backdrop-filter: blur(18px);
}

.promo-card,
.product-card,
.journey-card,
.journey-step,
.service-card {
    padding: 24px;
}

.promo-card h3,
.product-card h3,
.journey-card h3,
.service-card h3,
.portal-card h3 {
    margin: 0 0 10px;
    font-size: 28px;
    line-height: 1.05;
    letter-spacing: -0.04em;
}

.promo-card p,
.product-card p,
.journey-step p,
.portal-card p {
    margin: 0;
    color: var(--text-muted);
    line-height: 1.6;
}

.promo-card .icon-chip,
.product-card .icon-chip,
.journey-step .icon-chip,
.portal-card .icon-chip {
    margin-bottom: 16px;
}

.icon-chip {
    display: inline-grid;
    place-items: center;
    width: 44px;
    height: 44px;
    border-radius: 16px;
    background: var(--accent-soft);
    color: var(--accent);
    font-size: 18px;
    font-weight: 700;
}

.section-heading {
    display: flex;
    align-items: end;
    justify-content: space-between;
    gap: 24px;
    margin-bottom: 10px;
}

.journey-grid {
    display: grid;
    grid-template-columns: 1.1fr 0.9fr;
    gap: 24px;
}

.journey-steps {
    display: grid;
    gap: 18px;
}

.journey-step {
    display: grid;
    grid-template-columns: auto 1fr;
    gap: 18px;
    align-items: start;
}

.step-number {
    display: grid;
    place-items: center;
    width: 52px;
    height: 52px;
    border-radius: 16px;
    background: var(--bg-navy);
    color: #fff;
    font-weight: 800;
}

.feature-list,
.summary-box ul {
    margin: 18px 0 0;
    padding: 0;
    list-style: none;
    display: grid;
    gap: 10px;
}

.feature-list li,
.summary-box li {
    position: relative;
    padding-left: 20px;
    color: var(--text-muted);
    line-height: 1.6;
}

.feature-list li::before,
.summary-box li::before {
    content: "";
    position: absolute;
    left: 0;
    top: 9px;
    width: 8px;
    height: 8px;
    border-radius: 999px;
    background: var(--accent);
}

.theme-swatch {
    flex: 1;
    min-height: 120px;
    border-radius: 24px;
    padding: 18px;
    display: flex;
    align-items: end;
    justify-content: space-between;
    font-weight: 700;
    border: 1px solid var(--border);
}

.theme-swatch-reference {
    background: linear-gradient(135deg, #0b2b45, #edf4fb);
    color: #fff;
}

.theme-swatch-aurora {
    background: linear-gradient(135deg, #07111f, #7c5cff 40%, #00d8c8);
    color: #fff;
}

.portal-shell {
    padding: 0 0 40px;
}

.portal-banner {
    min-height: 154px;
    padding: 22px 0;
    margin-bottom: 26px;
    background: var(--bg-banner);
    color: #fff;
    border-bottom: 1px solid rgba(255, 255, 255, 0.08);
}

.portal-banner .container {
    display: flex;
    align-items: end;
    justify-content: space-between;
    gap: 24px;
}

.portal-banner h2 {
    margin: 10px 0 0;
    font-size: 44px;
    line-height: 1;
    letter-spacing: -0.05em;
}

.portal-banner p {
    margin: 0;
    opacity: 0.84;
}

.portal-layout {
    display: grid;
    grid-template-columns: minmax(0, 1fr) 300px;
    gap: 24px;
}

.portal-main,
.portal-aside {
    display: grid;
    gap: 22px;
    align-content: start;
}

.portal-card {
    padding: 24px;
}

.portal-card-header {
    display: flex;
    align-items: start;
    justify-content: space-between;
    gap: 18px;
    margin-bottom: 18px;
}

.portal-card-title {
    margin: 0;
    font-size: 20px;
    letter-spacing: -0.03em;
}

.portal-card-subtitle {
    margin: 6px 0 0;
    color: var(--text-muted);
    font-size: 14px;
}

.summary-grid,
.cards-grid,
.offer-grid,
.insurance-grid {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 18px;
}

.summary-accordion {
    display: grid;
    gap: 18px;
}

.accordion-group {
    border-radius: 24px;
    border: 1px solid var(--border);
    overflow: hidden;
}

.accordion-header,
.account-movement-head,
.beneficiary-row,
.scheduled-row,
.card-row {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 18px;
}

.accordion-header {
    padding: 20px;
    background: color-mix(in srgb, var(--bg-surface) 90%, var(--accent-soft));
}

.accordion-content {
    display: grid;
    gap: 14px;
    padding: 10px 20px 20px;
}

.mini-line {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 16px;
    padding: 8px 0;
    border-bottom: 1px solid var(--border);
    font-size: 14px;
}

.mini-line:last-child {
    border-bottom: 0;
}

.muted {
    color: var(--text-muted);
}

.strong {
    font-weight: 800;
}

.stat-pill {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    min-height: 34px;
    padding: 0 12px;
    border-radius: 999px;
    background: var(--accent-soft);
    color: var(--accent);
    font-size: 13px;
    font-weight: 700;
}

.movement-list,
.beneficiary-list,
.scheduled-list,
.card-list {
    display: grid;
    gap: 14px;
}

.movement-row,
.list-card {
    padding: 18px 20px;
}

.movement-head {
    display: grid;
    grid-template-columns: 92px 64px 1fr 120px 120px;
    gap: 14px;
    align-items: center;
    width: 100%;
}

.movement-details {
    margin-top: 16px;
    padding-top: 16px;
    border-top: 1px solid var(--border);
    color: var(--text-muted);
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 12px 20px;
    font-size: 14px;
}

.list-card h4,
.portal-card h4,
.summary-box h4 {
    margin: 0 0 10px;
    font-size: 18px;
    letter-spacing: -0.02em;
}

.summary-box,
.highlight-panel {
    padding: 20px;
    border-radius: 24px;
    background: color-mix(in srgb, var(--bg-surface-alt) 88%, transparent);
    border: 1px solid var(--border);
}

.highlight-panel strong {
    display: block;
    font-size: 34px;
    margin-top: 10px;
    letter-spacing: -0.04em;
}

.tag {
    display: inline-flex;
    align-items: center;
    min-height: 26px;
    padding: 0 10px;
    border-radius: 999px;
    background: var(--bg-surface-alt);
    border: 1px solid var(--border);
    font-size: 12px;
    font-weight: 700;
    max-width: 100%;
    min-width: 0;
    white-space: nowrap;
    overflow: hidden;
    text-overflow: ellipsis;
}

.sidebar-card {
    padding: 24px;
    border-radius: 26px;
    background: var(--bg-surface);
    border: 1px solid var(--border);
    box-shadow: var(--shadow-soft);
}

.sidebar-card h3 {
    margin: 0 0 12px;
    font-size: 24px;
    letter-spacing: -0.04em;
}

.sidebar-list {
    display: grid;
    gap: 14px;
    margin-top: 20px;
}

.sidebar-item {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 12px;
}

.progress-line {
    width: 100%;
    height: 6px;
    border-radius: 999px;
    overflow: hidden;
    background: color-mix(in srgb, var(--text-main) 10%, transparent);
}

.progress-line span {
    display: block;
    height: 100%;
    border-radius: inherit;
    background: linear-gradient(90deg, var(--accent), var(--accent-secondary));
}

.badge-group {
    display: flex;
    flex-wrap: wrap;
    gap: 10px;
}

.badge-group > * {
    min-width: 0;
}

.chip {
    display: inline-flex;
    align-items: center;
    padding: 6px 10px;
    border-radius: 999px;
    background: var(--bg-surface-alt);
    border: 1px solid var(--border);
    font-size: 12px;
    font-weight: 700;
    max-width: 100%;
    min-width: 0;
    white-space: nowrap;
    overflow: hidden;
    text-overflow: ellipsis;
}

.toggle-chip {
    display: inline-flex;
    align-items: center;
    padding: 6px 10px 6px 44px;
    border-radius: 999px;
    background: var(--bg-surface-alt);
    border: 1px solid var(--border);
    font-size: 12px;
    font-weight: 700;
    max-width: 100%;
    min-width: 0;
    white-space: nowrap;
    overflow: hidden;
    text-overflow: ellipsis;
    position: relative;
    transition: background var(--transition), border-color var(--transition), color var(--transition);
}

.toggle-chip::before {
    content: "";
    position: absolute;
    left: 10px;
    top: 50%;
    transform: translateY(-50%);
    width: 28px;
    height: 16px;
    border-radius: 999px;
    background: color-mix(in srgb, var(--text-main) 18%, transparent);
    transition: background var(--transition);
}

.toggle-chip::after {
    content: "";
    position: absolute;
    left: 12px;
    top: 50%;
    width: 12px;
    height: 12px;
    border-radius: 999px;
    background: #fff;
    transform: translate(0, -50%);
    box-shadow: 0 6px 12px rgba(0, 0, 0, 0.12);
    transition: transform var(--transition);
}

.toggle-chip.is-on::before {
    background: color-mix(in srgb, var(--success) 88%, #fff);
}

.toggle-chip.is-on::after {
    transform: translate(12px, -50%);
}

.toggle-chip.is-off::before {
    background: color-mix(in srgb, var(--text-main) 16%, transparent);
}

.consult-bar {
    display: flex;
    justify-content: space-between;
    align-items: center;
    gap: 16px;
    flex-wrap: wrap;
}

.tab-switch {
    display: inline-flex;
    padding: 4px;
    border-radius: 999px;
    background: var(--bg-surface-alt);
    border: 1px solid var(--border);
}

.tab-switch button {
    min-height: 40px;
    padding: 0 18px;
    border-radius: 999px;
    font-weight: 700;
}

.tab-switch button.active {
    background: var(--accent);
    color: #fff;
}

.empty-state {
    display: grid;
    place-items: center;
    min-height: 150px;
    padding: 24px;
    text-align: center;
    color: var(--text-muted);
    border: 1px dashed var(--border);
    border-radius: 20px;
}

.overlay {
    position: fixed;
    inset: 0;
    z-index: 40;
    display: grid;
    place-items: center;
    background: rgba(5, 10, 19, 0.58);
    backdrop-filter: blur(10px);
    padding: 24px;
}

.drawer {
    position: relative;
    width: min(100%, 520px);
    padding: 28px;
    border-radius: 30px;
    background: var(--bg-surface);
    border: 1px solid var(--border);
    box-shadow: 0 40px 100px rgba(0, 0, 0, 0.18);
}

.drawer-wide {
    width: min(100%, 940px);
}

.drawer-close {
    position: absolute;
    top: 18px;
    right: 18px;
    width: 38px;
    height: 38px;
    display: grid;
    place-items: center;
    border-radius: 999px;
    background: var(--bg-surface-alt);
}

.stack-form,
.account-form {
    display: grid;
    gap: 16px;
    margin-top: 24px;
}

.stack-form label,
.form-grid label {
    display: grid;
    gap: 8px;
}

.stack-form span,
.form-grid span {
    font-size: 14px;
    font-weight: 700;
}

.stack-form input,
.form-grid input,
.form-grid select,
.form-grid textarea {
    width: 100%;
    min-height: 52px;
    padding: 14px 16px;
    border-radius: 16px;
    border: 1px solid var(--border);
    background: var(--bg-surface-alt);
    color: var(--text-main);
}

.form-grid textarea {
    min-height: 120px;
    resize: vertical;
}

.inline-checkbox {
    display: flex !important;
    align-items: center;
    gap: 10px;
    color: var(--text-muted);
}

.inline-checkbox input {
    width: 18px;
    height: 18px;
    margin: 0;
}

.account-step {
    display: none;
}

.account-step-active {
    display: block;
}

.stepper {
    display: inline-flex;
    gap: 12px;
    margin-top: 18px;
}

.step {
    display: grid;
    place-items: center;
    width: 34px;
    height: 34px;
    border-radius: 999px;
    background: var(--bg-surface-alt);
    border: 1px solid var(--border);
    color: var(--text-muted);
    font-weight: 700;
}

.step.active {
    background: var(--accent);
    color: #fff;
    border-color: transparent;
}

.form-grid {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 16px;
}

.full-width {
    grid-column: 1 / -1;
}

.confirmation-panel {
    display: grid;
    gap: 16px;
}

.confirmation-panel h3 {
    margin: 0;
    font-size: 26px;
    letter-spacing: -0.04em;
}

.form-footer {
    display: flex;
    align-items: center;
    gap: 12px;
    justify-content: flex-end;
    margin-top: 6px;
}

.form-footer-spacer {
    flex: 1;
}

.toast-stack {
    position: fixed;
    right: 18px;
    bottom: 18px;
    z-index: 50;
    display: grid;
    gap: 12px;
}

.toast {
    min-width: 280px;
    padding: 14px 18px;
    border-radius: 18px;
    background: var(--bg-surface);
    border: 1px solid var(--border);
    box-shadow: var(--shadow-soft);
}

.toast strong {
    display: block;
    margin-bottom: 4px;
}

.site-footer {
    padding: 22px 0 34px;
    border-top: 1px solid var(--border);
}

.footer-inner {
    color: var(--text-muted);
    font-size: 13px;
}

.scroll-top {
    position: fixed;
    right: 18px;
    bottom: 18px;
    z-index: 10;
    width: 52px;
    height: 52px;
    border-radius: 999px;
    background: var(--bg-surface);
    border: 1px solid var(--border);
    box-shadow: var(--shadow-soft);
    opacity: 0;
    pointer-events: none;
    transition: opacity var(--transition), transform var(--transition);
}

.scroll-top.visible {
    opacity: 1;
    pointer-events: auto;
}

@media (max-width: 1180px) {
    .hero-grid,
    .journey-grid,
    .portal-layout {
        grid-template-columns: 1fr;
    }

    .promo-grid-inner,
    .product-grid,
    .service-grid,
    .summary-grid,
    .cards-grid,
    .offer-grid,
    .insurance-grid {
        grid-template-columns: repeat(2, minmax(0, 1fr));
    }

    .portal-layout {
        gap: 18px;
    }

    .portal-aside {
        grid-template-columns: repeat(3, minmax(0, 1fr));
    }
}

@media (max-width: 860px) {
    .utility-inner,
    .header-inner,
    .section-heading,
    .consult-bar,
    .footer-inner {
        flex-direction: column;
        align-items: stretch;
    }

    .primary-nav {
        justify-content: flex-start;
    }

    .promo-grid-inner,
    .product-grid,
    .service-grid,
    .summary-grid,
    .cards-grid,
    .offer-grid,
    .insurance-grid,
    .portal-aside,
    .form-grid {
        grid-template-columns: 1fr;
    }

    .regulatory-strip {
        grid-template-columns: 1fr;
    }

    .risk-box {
        border-right: 0;
        border-bottom: 1px solid var(--border);
    }

    .risk-box:last-child {
        border-bottom: 0;
    }

    .movement-head,
    .movement-details {
        grid-template-columns: 1fr 1fr;
    }

    .drawer,
    .drawer-wide {
        width: 100%;
        max-height: calc(100vh - 48px);
        overflow: auto;
    }
}

@media (max-width: 640px) {
    .container {
        width: min(calc(100% - 20px), var(--container));
    }

    .hero-copy h1 {
        font-size: 40px;
    }

    .hero-spotlight {
        min-height: 360px;
    }

    .portal-banner h2 {
        font-size: 34px;
    }

    .movement-head {
        grid-template-columns: 1fr;
    }

    .movement-details {
        grid-template-columns: 1fr;
    }

    .form-footer {
        flex-wrap: wrap;
    }
}

.primary-nav a,
.secondary-nav a,
.footer-links a {
    font-size: 14px;
    color: var(--text-main);
    opacity: 0.86;
    padding: 6px 2px;
}

.brand-text {
    white-space: nowrap;
}

.auth-screen {
    min-height: 100vh;
}

.auth-page {
    padding: 56px 0 72px;
}

.auth-shell {
    display: grid;
    place-items: center;
}

.auth-shell-wide {
    place-items: stretch;
}

.auth-card {
    width: min(100%, 560px);
    padding: 34px;
    border-radius: 32px;
    background: var(--bg-surface);
    border: 1px solid var(--border);
    box-shadow: var(--shadow-medium);
}

.auth-card-wide {
    width: min(100%, 980px);
}

.auth-card h1 {
    margin: 0;
    font-size: clamp(32px, 4vw, 56px);
    line-height: 0.96;
    letter-spacing: -0.05em;
}

.flash-stack {
    display: grid;
    gap: 12px;
    margin-top: 18px;
}

.flash {
    padding: 14px 18px;
    border-radius: 18px;
    border: 1px solid var(--border);
    background: var(--bg-surface);
    box-shadow: var(--shadow-soft);
    font-weight: 600;
}

.modal-backdrop {
  position: fixed;
  inset: 0;
  background: rgba(9, 15, 27, 0.55);
  z-index: 9998;
}

.modal-window {
  position: fixed;
  width: min(740px, calc(100vw - 24px));
  max-height: min(70vh, 720px);
  overflow: auto;
  background: var(--panel);
  border: 1px solid rgba(255, 255, 255, 0.08);
  border-radius: 14px;
  box-shadow: 0 25px 80px rgba(0, 0, 0, 0.45);
  z-index: 9999;
}

.modal-header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 12px;
  padding: 14px 16px;
  border-bottom: 1px solid rgba(255, 255, 255, 0.08);
  background: linear-gradient(180deg, rgba(255, 255, 255, 0.02), rgba(255, 255, 255, 0));
}

.modal-body {
  padding: 14px 16px 18px;
}

.flash-success {
    border-color: color-mix(in srgb, var(--success) 35%, var(--border));
    background: color-mix(in srgb, var(--success) 12%, var(--bg-surface));
}

.flash-error {
    border-color: color-mix(in srgb, var(--accent) 35%, var(--border));
    background: color-mix(in srgb, var(--accent) 10%, var(--bg-surface));
}

.table-card {
    overflow: auto;
    border-radius: 22px;
    border: 1px solid var(--border);
    background: color-mix(in srgb, var(--bg-surface-alt) 70%, var(--bg-surface));
}

.data-table {
    width: 100%;
    border-collapse: collapse;
    min-width: 720px;
}

.data-table th,
.data-table td {
    padding: 16px 18px;
    border-bottom: 1px solid var(--border);
    text-align: left;
    vertical-align: top;
}

.data-table th {
    font-size: 13px;
    text-transform: uppercase;
    letter-spacing: 0.08em;
    color: var(--text-muted);
}

.data-table tr:last-child td {
    border-bottom: 0;
}

.inline-form {
    display: inline-flex;
    margin: 0;
}

.inline-form button {
    white-space: nowrap;
}

.movement-row summary {
    list-style: none;
}

.movement-row summary::-webkit-details-marker {
    display: none;
}

.movement-row[open] {
    border-color: color-mix(in srgb, var(--accent) 20%, var(--border));
}

.portal-main .stack-form {
    margin-top: 0;
}

.portal-main .stack-form input,
.portal-main .stack-form select,
.portal-main .stack-form textarea {
    min-height: 48px;
}

.portal-main .stack-form textarea {
    min-height: 96px;
}

.portal-main .stack-form button[type="submit"] {
    margin-top: 6px;
}

.highlight-panel p,
.summary-box p {
    color: var(--text-muted);
}

.sidebar-card strong {
    display: inline-block;
}

@media (max-width: 860px) {
    .auth-card {
        padding: 24px;
    }

    .auth-card-wide {
        width: 100%;
    }
}